The benefits of working with a mortgage adviser

An Enva mortgage adviser can help explore your current situation and identify the best possible option across a wide range of lenders.

Saves you time

We do the hard work for you shopping around for the best deals and interest rates on your behalf.

Saves you money

It saves you money. The correct mortgage structure could save you thousands and have you mortgage-free a lot sooner.

Increased lending options

You get access to a wide range of lending options with New Zealand’s major lending institutions.

Simplifies the process

The home-buying process can be complex. We translate the jargon and explain it in a way that’s easy to understand.

Gets your application across the line

We can help you put together a loan application that gets across the line with the lender.

Tailored advice

We take the time to understand your needs and provide you with the advice that’s right for you.

Talk to one of our advisers about your mortgage

An Enva Adviser can help you with

Buying your first home

Buying your first home is a major milestone. However, we know the process can feel daunting so you need the right advice behind you. At Enva, we can guide you through the process giving you confidence that you're getting the best deal on your home loan.

Investing in property

The world of property investment provides a range of opportunities and with the right advice, you can make the most of them.

Whether you’re just starting out or looking to grow your property portfolio, we can offer expert and unbiased advice to help you achieve your financial goals.

Refixing and refinancing

When your mortgage is approaching its refixing date, you might find yourself uncertain about the next steps. The best place to begin is by speaking with an Enva mortgage adviser, who will guide you through the process. We'll present you with the available options and share our expert knowledge of the market, enabling you to make an informed decision regarding your mortgage.

Mortgage Calculator

Use our calculator to work out what your home loan repayments may be.

loan amount
The amount you’re considering borrowing, or the outstanding balance on your current mortgage.
annual Interest Rate % p.a

See for current mortgage rates.

Term length
The date the mortgage needs to be paid by.
Repayment Amount
Enter your current repayment, or try another amount to see the difference it makes.
Whether you pay your loan off weekly, fortnightly or monthly.
Extra Repayment
An extra amount you pay in addition to your regular repayments. This will be calculated as if you made this payment today.

Your results

How much you'll pay

Monthly Repayments
Total to pay
Total interest saved
You'll pay - The amount you borrow

Top Tip

Making just the minimum payment allows a mortgage to run on for its entire term. Increase repayments to save interest and be mortgage free sooner.

This calculator provides an estimate/illustration only and is based on the accuracy of the limited financial information provided by you.

Here’s what our clients are saying

We’re empowering people all over New Zealand to secure their tomorrow. See what they say about working with us.

The financial advisers at this company are amazing to deal with! Kimberley was a godsend in helping us…

The financial advisers at this company are amazing to deal with! Kimberley was a godsend in helping us realise where we were at with our finances and helped us get to a place where we are now first home owners 😁 Kimberley was behind us every step of the way ready to answer our questions and put us through to the right people as soon as she could. Our dream has come true thanks to her and the team she helped us build.

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Win a trip

Enva is giving away a trip for four to the Cook Islands worth over $6,000!

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Win a trip to the Cook Islands!

Enva is giving away a trip for four to the Cook Islands worth over $6,000!

Simply sit down with a Enva adviser and you’ll go in the draw!* Plus, if you refer a friend, you’ll BOTH go in the draw to win a much-needed holiday.

*Terms & Conditions Apply

Just some of the providers we work with on your behalf

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