OCR cut to 3.75% – What it means for you

In our latest video, Head of Mortgages Digby Butcher breaks it down:

• What this means for interest rates: Will mortgage rates drop, and when?

• Market trends: How is US inflation affecting rates, and why are more Kiwis choosing floating?

• Mortgage strategies: Fixed, floating or a mix – what’s the best approach right now?

• What’s next: Are more rate cuts on the horizon?

Watch the full video below for key takeaways and insights.

If your mortgage is up for refixing or you’re unsure about your options, we’re here to help. Get in touch at mortgages@enva.co.nz.

The Reserve Bank’s next OCR announcement is on Wednesday, 9 April 2025. Stay tuned for insights on what it could mean for interest rates and your mortgage strategy.

*The information contained in this video is for general information purposes only. It is not intended to constitute financial advice and does not take your individual circumstances and financial situation into account. We encourage you to seek assistance from a trusted financial adviser.