Suraj Shinde

MORTGAGE ADVISER

I’m a mortgage adviser with a strong foundation across multiple banking sectors, bringing more than a decade of hands-on lending experience. I work with first‑home buyers taking their first big step, homeowners refinancing for a better deal, clients purchasing their next property, and those navigating more complex trust and investment lending structures.

I believe great advice should feel clear, calm, and empowering. My goal is to remove the stress from the lending process by breaking things down into simple steps and ensuring clients understand every option available to them.


”Making the advice process simpler by guiding clients step by step, developing tailored solutions, and clearly presenting all available offers.”

Suraj Shinde

If you’re looking for financial advice from people who actually listen, tell you the truth, and genuinely want to see you achieve your goals, I couldn’t recommend Enva Financial Services enough.

I started with Craig, who helped me redirect my KiwiSaver to the right place and choose the right investment option to suit my needs. He also pointed me in the right direction for insurance. I did not even realise I was paying far too much in premiums elsewhere for the bare minimum cover until I found Craig. It was such a wake-up call.

I then worked with Suraj for mortgage advice. Suraj was honest, straightforward, and never sugar-coated anything. He told me what I needed to hear, not just what I wanted to hear — and that is exactly what a financial adviser should do.

He genuinely invested his time and energy, and advocated for me every step of the way. He advised me on where I could make changes and make better financial decisions to achieve my goals. Within a couple of months, things really started looking better, and I was finally able to get onto the property ladder as a single working parent, all thanks to Suraj. He made the whole process so much easier with his communication and professionalism.

Thank you, Craig and Suraj. I am so grateful for all the support and advice from day one.

ETE M.

Thank you so much to our mortgage adviser, Suraj Shinde! We were introduced to Suraj just six weeks ago, and today we have officially gone unconditional on our very first home.

Suraj has been absolutely amazing throughout the entire process. His communication was excellent, with extremely fast replies, and he was always available to answer our questions. He gave us fantastic recommendations and guided us through every step.

As first-home buyers, we had no idea what we were doing, but Suraj made the whole experience feel so much easier and put us completely at ease. We are incredibly grateful for all his help, advice, and support in getting us into our first home. We would highly recommend Suraj to anyone looking for a mortgage adviser, especially first-home buyers.

JESSI M.

I highly recommend broker Suraj Shinde, who provided a no-fuss remortgage service for me. I was dreading the process, but I am so grateful that Suraj helped me navigate everything with ease. Should I need a broker again, I will definitely call Suraj.

HELENA F.

We would like to thank Suraj Shinde for all of your incredible assistance in securing our loan. We are so grateful for your professionalism and support throughout the process. To show our appreciation, we are more than happy to leave you a glowing 5-star review on Google, and we will definitely send anyone we know who is looking for a broker your way. Thank you again!

DAYJEE L.

Enva Financial is proud to be named a 2026 top mortgage brokerage by NZ Adviser

A little bit about myself:

I have worked in the banking and finance sector for more than a decade, building extensive lending experience along the way. Originally from Mumbai, I moved to New Zealand in 2010 at the age of 21 and have proudly called it home ever since. Outside of work, life revolves around my family and my young daughter, who keeps me active, grounded, and constantly entertained.

The best thing about being an adviser:

The most rewarding part of my role is meeting people from all walks of life. Every client brings a unique story, and listening to those stories broadens my perspective and helps me understand what truly matters to them. That insight allows me to deliver advice that’s not only practical, but also personal and meaningful.

How can I help?

By taking the time to understand each client’s goals and financial position, I can guide them toward lending solutions that genuinely support their plans. Whether you’re buying your first home, refinancing, upsizing, downsizing, or dealing with a more complex lending structure, I focus on identifying opportunities to save money, strengthen your financial position, and support your long‑term wealth goals.

Contact Suraj today

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