Why regular reviews matter

No one knows what life will bring – a diagnosis, an accident, a moment that shifts everything – these things often come without warning. And when they do, the real question isn’t just “Do I have cover?” but “Do I have the right cover for me?”. Insurance isn’t just another box to tick – often it’s a lifeline in the hardest moments.

At Enva, we believe in walking with you. We’re here for our clients through every chapter – the good, the bad – when you need us most, we are here. We don’t just put a plan in place – we make sure it evolves with you through every chapter of your life. Making sure you’re protected through the journey.

Paula’s story: A plan that was ready when life changed

In 2025, we said goodbye to Paula – a much-loved mother, teacher, community advocate and Enva client. Her passing from bladder cancer left a deep gap in many lives – but her love and strength continue to live on, not only in memory, but in the plan she had put in place.

With the help of her Enva advisers, Patrick and Thomas, Paula had taken steps to ensure her cover was up to date. It included Terminal Life Cover, which allowed for an early payment – giving Paula and her family the space to focus on what mattered most in those precious moments.

Her story touched so many people, and was even featured in a video series highlighting everyday heroes in our community. Watch Paula’s story here.

Support that goes beyond the policy

One of the most powerful parts of Paula’s story is the legacy her insurance left behind. Her son is still receiving support through the counselling benefit included in her plan – giving him space to heal, without added financial pressure.

This isn’t just a policy doing its job. This is a mother still caring for her son, long after she’s gone. That kind of protection doesn’t happen by chance – it’s the result of a plan that was reviewed, refined and evolved with her life.

Why reviews matter more than you think

The most meaningful insurance is the kind that matches where you are right now. Paula’s story is a powerful reminder that life cover isn’t just about a lump sum – it’s about making sure your policy is up to date and reflects what you and your family may one day need.

Our Enva advisers recommend regular reviews to make sure your cover is kept up to date and takes into account any changes you may have made. Life can change at any time and keeping your financial plan up to date is so important.

If it’s been a while since you reviewed your cover or you’re not sure what support is built into your current plan – now is the time to check in. Speak with your Enva adviser or email us at hello@enva.co.nz to book a review.