Mortgages

How to check in on your home ownership progress

2 MIN READ
August 28, 2025
You’ve been working hard towards home ownership, so now’s the perfect time to check in on your progress. Taking a moment to review where you’re at can help you stay motivated, adjust where needed, and make sure you’re still on track to reach your goals.

 

How’s your budget and deposit savings?
Your budget is the foundation of your savings plan. But life happens, unexpected expenses or rising costs can creep in and affect your progress.

Ask yourself:

  • Am I consistently meeting my savings targets?
  • Have any new expenses popped up that I could reduce or remove?
  • Have recent price increases made it harder to save?

Even a quick budget refresh can make a big difference, helping you redirect money into your deposit and keep things moving forward.

Are you ready for pre-approval?
If your deposit savings are looking strong, it could be the right time to think about mortgage pre-approval. Pre-approval gives you a clear picture of how much you can borrow and strengthens your position when making an offer on a home.

Not quite ready yet? That’s okay. Checking in with an Enva mortgage adviser can help you see what’s working, what could be adjusted, and what steps to take next.

Next steps: Let’s chat
Whether you’re ready for pre-approval or just want to review your progress, our advisers are here to help. From budgeting tips to deposit strategies, we’ll guide you through the process so you can move forward with confidence.

Call us on 0508 287 672 or complete the form below. We’d love to support your journey!

Need more support? Check out our First Home Buyers Guide for step-by-step help on your journey to home ownership.

*The information contained in this blog is for general information purposes only. It is not intended to constitute financial advice and does not take your individual circumstances and financial situation into account. We encourage you to seek assistance from a trusted financial adviser. 


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